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Employee and Retiree Service CenterRetireesBenefits→ Health Benefits

Health Benefits for Retirees

Orange arrowAm I eligible for benefits? Are my dependents?

Overview of privacy, rates, and plan options available to retirees.

2018 Rates and Benefit Summary

  • 2018 Retiree Benefit Rate Schedules (PDF)
    Monthly costs of benefits in multiple charts at each cost-sharing arrangement while factoring in Wellness Initiatives credits or charges
  • COBRA Rates (see 2018 Retiree Benefit Rate Schedules above)
    A chart detailing the rates for benefits extended under the Consolidated Omnibus Reconciliation Act (COBRA), effective January 1, 2018
  • Retiree Benefit Summary (PDF)
    Summarizes your benefit options, including all health benefits and costs, effective January 1, 2018

Health Information Privacy


Three types of plans are available.

Orange arrowMore about medical plans

Type of Plan


Your Options

Point-of-Service (POS)
  • CareFirst BlueChoice Advantage (POS/PPO)
Health Maintenance Organizations (HMO)
  • CareFirst BlueChoice HMO
  • Kaiser Permanente HMO
Indemnity (PPO) Plan for non-Medicare Eligible Retirees
  • CareFirst BlueChoice Advantage Indemnity/Medicare Supplemental Plan
    (fee-for-service plan)


Three plans are available.

Orange arrow More about prescription plans

Your Options

  • CVS/Caremark Prescription Drug Option A or B (not available to Kaiser Permanente plan participants)
  • Kaiser Permanente Prescription Drug (only available to Kaiser Permanente medical plan participants)
  • Medicare Part D (SilverScript/Caremark) Option A or B


Two types of plans are available

Orange arrow More about dental plans

Your Options

  • CareFirst Dental Preferred Provider Organization (PPO)
  • Aetna Dental Maintenance Organization (DMO)


One plan is available.

Orange arrow More about vision plan

Your Options

  • Davis Vision (provided through CareFirst)

Montgomery County Public Schools

Contact MCPS

Call: 301-309-6277 | Spanish Hotline: 301-230-3073

Contact Employee & Retiree Services Center

Call: 301-517-8100 | E-mail:

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