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Employee and Retiree Service CenterRetirees → Benefits → Health Benefits 

Information on this page is valid through December 31, 2017. For benefit details and changes effective January 1, 2018, please visit our 2018 Retiree Benefits web page.

Health Benefits for Retirees

Orange arrowAm I eligible for benefits? Are my dependents?

Overview of privacy, rates, and plan options available to retirees. 

2017 Rates and Benefit Summary

Health Information Privacy


Three types of plans are available.

 Orange arrow More about medical plans

Type of Plan


Your Options

Point-of-Service (POS)
  • CareFirst BlueChoice Advantage (POS/PPO)
  • Cigna Open Access Plus—Open (POS)
  • Cigna Open Access Plus—Closed (POS) 
    (Open only to retirees who were retired on or after December 31, 1999, and who were eligible to participate as active employees hired before January 1, 1994.)
Health Maintenance Organizations (HMO)
  • CareFirst BlueChoice HMO
  • Cigna Open Access Plus In Network (HMO)
  • Kaiser Permanente HMO
Indemnity (PPO) Plan for non-Medicare Eligible Retirees
  • Cigna Indemnity/Medicare Supplemental Plan
    (fee-for-service plan)
  • CareFirst BlueChoice Advantage Indemnity/Medicare Supplemental Plan
    (fee-for-service plan)


Three plans are available.

Orange arrow More about prescription plans

Your Options

  • CVS/Caremark Prescription Drug Option A or B (not available to Kaiser Permanente plan participants)
  • Kaiser Permanente Prescription Drug (only available to Kaiser Permanente medical plan participants)
  • Medicare Part D (SilverScript/Caremark) Option A or B



Two types of plans are available

Orange arrow More about dental plans

Your Options

  • CareFirst Dental Preferred Provider Organization (PPO)
  • Aetna Dental Maintenance Organization (DMO)


One plan is available.

Orange arrow More about vision plan

Your Options

  • Davis Vision (provided through CareFirst)

Montgomery County Public Schools

Contact MCPS

Call: 301-309-6277 | Spanish Hotline: 301-230-3073

Contact Employee & Retiree Services Center

Call: 301-517-8100 | E-mail:

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