Employee and Retiree Service Center → Employees → Benefits →  Health Benefits

Health Benefits for Employees & Dependents

An overview of rates, privacy rules, and plan options available to employees

• Am I eligible for benefits? Are my dependents? 

Health Benefits Rates

• Employee Benefit Rates (PDF, 13 KB)
  Monthly costs for employee health benefits in multiple charts at each cost-sharing arrangement while factoring in Wellness Initiatives credits or charges
• Leave Rates (PDF, 11KB)
  A chart detailing current health benefits rates for active employees on leave
• COBRA Rates (PDF, 15 KB) 
  A chart detailing current rates for employees extending benefits by using the Consolidated Omnibus Budget Reconciliation Act (COBRA).

Summary of Benefits and Coverage for 2026

(Effective January 1, 2026)

• Cigna Open Access Plus (OAP) with Preferred Care Management 
• Cigna Open Access Plus (OAP) without Preferred Care Management 
• Cigna Open Access Plus In-Network (OAPIN) with Preferred Care Management 
• Cigna Open Access Plus In-Network (OAPIN) without Preferred Care Management 
• Kaiser Permanente HMO (with prescription)
• Kaiser Permanente HMO (without prescription) 

Summary of Benefits and Coverage for 2025

(Effective January 1, 2025)

• Cigna Open Access Plus (OAP) 
• Cigna Open Access Plus In-Network (OAPIN) 
• Kaiser Permanente HMO (with prescription)
• Kaiser Permanente HMO (without prescription) 

Health Exchange Notification

• Health Insurance Marketplace Coverage Options and Your Health Coverage

Health Information Privacy

• HIPAA Privacy Notice  

Medical

Medical plans overview

Open Access Plus (OAP)

• Cigna OAP

Open Access Plus In-Network (OAPIN) and Health Maintenance Organization (HMO)

• Cigna OAPIN
• Kaiser Permanente HMO

Prescription

Prescription plans  

• CVS/Caremark Prescription Drug (not available to Kaiser Permanente plan participants)
• Kaiser Permanente Prescription Drug (only available to Kaiser Permanente plan participants)

Dental

Dental plans

• CareFirst Dental Preferred Provider Organization (PPO)
• Aetna Dental Maintenance Organization (DMO)

Vision

There is one plan available

• Davis Vision (provided through CareFirst)