ERSC → Active Employees → 2019 Employee Benefits Open Enrollment
Employee Benefits Open Enrollment for the 2019 plan year began Monday, October 8. Open Enrollment is your chance to review your benefit options, enroll in benefits, make changes to your existing benefits, elect your 2019 flexible spending account(s) (FSAs), and attest to your and your spouse's 2018 tobacco-use status. All changes made during Open Enrollment are effective January 1, 2019.
Remember: If you will be covered by an MCPS-provided medical plan with CareFirst or Kaiser Permanente in 2019, you MUST attest online during Open Enrollment to whether or not you—and your spouse if you are married—will be tobacco free throughout 2018. You must attest even if you do not intend to make any changes to your benefits or enroll in an FSA. If you do not attest for both you and your spouse, or attest to one or both of you NOT being tobacco free throughout 2018, you will pay a 25 percent surcharge on the total cost of your health insurance, effective January 1, 2019.
Keep reading to learn more about your benefit options and for instructions on making changes to your benefits and attesting to your 2018 tobacco-use status.
MetLife will be the life insurance vendor for MCPS employees, effective January 1, 2019. There are no changes to MCPS-offered medical, prescription, dental, or vision plans for 2019.
Be sure to read the Open Enrollment Memorandum, which highlights important benefits information for 2019. Review Your Benefits at a Glance for 2019. Then, attend an Open Enrollment Benefits Fair (details below).
2019 Employee Benefit SummaryContains a detailed summary of all benefits options effective January 1, 2019.
2019 Health Plan Rates Informs you of the monthly cost to employees of all health plans, factoring in Wellness Initiatives credits or charges, effective January 1, 2019.
2019 Leave Health Plan RatesInforms you of the cost of all health plans for employees currently on leave, effective January 1, 2019.
Wellness InitiativesThe Wellness Initiatives program provides incentives to help you reduce your health insurance costs. This link takes you to a page with information about the program so you will be ready to take advantage of the rate reductions for 2020.
Flexible Spending AccountsFlexible Spending Accounts (FSAs)help you save money on medical expenses and dependent care. This link takes you to a page with information and links to help you learn more about FSAs.
Representatives from the MCPS-provided health plans and the Employee and Retiree Service Center (ERSC) will be available to present benefits information and answer your questions.
Tuesday, October 9, 20183:00–5:30 p.m.
Sherwood High SchoolCafeteria300 Olney-Sandy Spring RoadSandy Spring, MD 20860
Monday, October 15, 20183:00–5:30 p.m.
Carver Educational Services CenterAuditorium (North entrance)850 Hungerford DriveRockville, MD 20850
Thursday, October 25, 20183:30–5:30 p.m.
Northwest High SchoolCafeteria13501 Richter Farm RoadGermantown, MD 20874
Thursday, November 1, 20183:00–5:30 p.m.
John F. Kennedy High SchoolAuditorium Lobby1901 Randolph RoadSilver Spring, MD 20902
Follow these easy steps to enroll in or make changes to your employee benefits by the November 2, 2018 deadline:
* Remember, if you wish to continue in a flexible spending account (FSA), you must re-enroll annually. Enrollment in your 2019 FSA plan(s) is provided through the online Benefits Enrollment System, along with your other benefit options.
If you ARE making changes to your benefits and/or ARE enrolling in an FSA for 2019, do the following:
If you ARE NOT making benefit changes to your benefits and ARE NOT enrolling in an FSA for 2019, do the following:
ERSC staff is available to answer your questions: