ERSC → Active Employees → 2019 Employee Benefits Open Enrollment
Employee Benefits Open Enrollment for the 2020 plan year begins Monday, October 7. Open Enrollment is your chance to review your benefit options, enroll in benefits, make changes to your existing benefits, elect your 2020 flexible spending account(s) (FSAs), and attest to your and your spouse's 2019 tobacco-use status. All changes made during Open Enrollment are effective January 1, 2020.
Remember: If you will be covered by an MCPS-provided medical plan with CareFirst or Kaiser Permanente in 2020, you MUST attest online during Open Enrollment to whether or not you—and your spouse if you are married—will be tobacco free throughout 2019. You must attest even if you do not intend to make any changes to your benefits or enroll in an FSA. If you do not attest for both you and your spouse, or attest to one or both of you NOT being tobacco free throughout 2019, you will pay a 25 percent surcharge on the total cost of your health insurance, effective January 1, 2020.
Keep reading to learn more about your benefit options and for instructions on making changes to your benefits and attesting to your 2019 tobacco-use status.
In mid-2019, a change to dental and vision plans extended the length of coverage for dependents. Dependents now remain eligible for MCPS-provided dental and vision insurance coverage until the end of the month in which they reach age 24.
2020 Open Enrollment Memorandum
Your Benefits at a Glance
2020 Employee Benefit SummaryContains a detailed summary of all benefits options effective January 1, 2020.
2020 Health Plan Rates Informs you of the monthly cost to employees of all health plans, factoring in Wellness Initiatives credits or charges, effective January 1, 2020.
2020 Leave Health Plan RatesInforms you of the cost of all health plans for employees currently on leave, effective January 1, 2020.
Wellness InitiativesThe Wellness Initiatives program provides incentives to help you reduce your health insurance costs. This link takes you to a page with information about the program so you will be ready to take advantage of the rate reductions for 2021.
Flexible Spending AccountsFlexible Spending Accounts (FSAs) help you save money on medical expenses and dependent care. This link takes you to a page with information and links to help you learn more about FSAs.
Representatives from the MCPS-provided health plans and the Employee and Retiree Service Center (ERSC) will be available to present benefits information and answer your questions.
Tuesday, October 8, 20193:00–5:30 p.m.
Sherwood High SchoolCafeteria300 Olney-Sandy Spring RoadSandy Spring, MD 20860
Friday, October 18, 20193:00–5:30 p.m.
Carver Educational Services CenterAuditorium (North entrance)850 Hungerford DriveRockville, MD 20850
Wednesday, October 23, 20193:00–5:30 p.m.
John F. Kennedy High SchoolAuditorium Lobby1902 Randolph RoadSilver Spring, MD 20902
Monday, October 28, 20193:00–5:30 p.m.
Clarksburg High SchoolCafeteria 22500 Wims RoadClarksburg, Maryland 20871
Follow these easy steps to enroll in or make changes to your employee benefits by the November 1, 2019 deadline:
* Remember, if you wish to continue in a flexible spending account (FSA), you must re-enroll annually. Enrollment in your 2020 FSA plan(s) is provided through the online Benefits Enrollment System, along with your other benefit options.
If you ARE making changes to your benefits and/or ARE enrolling in an FSA for 2020, do the following:
If you ARE NOT making benefit changes to your benefits and ARE NOT enrolling in an FSA for 2020, do the following:
During Open Enrollment, ERSC staff is available to answer your questions: