ERSC → Active Employees → Employee Benefits Open Enrollment

2026 Employee Benefits Open Enrollment 

Employee Benefits Open Enrollment for the 2026 plan year ended at 11:59 p.m. on Friday, October 31, 2025*. All changes made during Open Enrollment will be effective January 1, 2026. Scroll down for links to 2026 benefits information.

If you made a change to your benefits on MCPS Hub+ during Open Enrollment, you should have received confirmation of your changes while still logged in to the system. In addition, after completing your enrollment, you had the option of printing a confirmation statement.

Check Your 2026 Benefits Status

To check the status of your 2026 benefits—

Log in to Hub+, select the Me tab, followed by the Benefits tile. Under Enrollment Summary, you can choose to view your current benefits, your elections made during Open Enrollment, or your benefits as of a specific date.

Confirm Your Wellness Initiatives Participation Status

Confirm your Wellness Initiatives participation status by logging in to Hub+, selecting the Me tab, and the Personal Information tile. Next, select the Additional Personal Info tile. From the Info Group dropdown, choose Wellness Initiatives Tracking. If you completed a biometric health screening and your medical plan’s online health risk assessment for 2026, you will see YES under both ESS Biometrics and ESS HRA. Wellness Initiatives completed close to the participation deadline (October 3, 2025) may not be reflected until mid-December.

If you completed a biometric health screening and/or a health risk assessment between October 7, 2024 and October 3, 2025, and do NOT see the credit(s) indicated in Hub+ by December 31, 2025, please email ERSC the following:

• Your name and employee ID number
• The dates you completed your biometric health screening and/or health risk assessment
• Where your biometrics health screening was held

Remember, to receive the rate reduction(s) in 2027, you will need to complete a biometric health screening and health risk assessment between October 6, 2025 and October 2, 2026.

Information About Your 2026 Benefits

• Your Benefits at a Glance
• 2026 Employee Benefit Summary: Contains a detailed summary of all benefits options effective January 1, 2026.
• 2026 Health Plan Rates: Informs you of the monthly cost to employees of all health plans, factoring in Wellness Initiatives credits or charges, effective January 1, 2026. 
• 2026 Leave Health Plan Rates: Informs you of the cost of all health plans for employees currently on leave, effective January 1, 2026.
• Wellness Initiatives program: Provides incentives to help you reduce your health insurance costs. This link takes you to a page with information about the program so you will be ready to take advantage of the rate reductions for 2027.
• Flexible Spending Accounts: Save Money on Healthcare and Dependent Care!—This online booklet, effective January 1, 2026, contains additional details about FSAs, including the types of expenses for which you can receive reimbursement from an FSA, deadlines for submitting expenses, and the IRS "use it or lose it" rule.

*The Employee and Retiree Service Center (ERSC) was unable to respond to all phone or email messages by the Open Enrollment deadline. For that reason, ERSC is honoring Open Enrollment inquiries that could result in benefit election or enrollment changes after Open Enrollment if the inquiry was submitted to ERSC by 11:59 p.m., on Friday, October 31, 2025, and ERSC was unable to respond by the deadline. ERSC will address/resolve questions or concerns by December 19, 2025.