Employee and Retiree Service Center → Employees → Benefits →  Health Benefits

The information on this page is valid through December 31, 2025, with the exception of the Summary of Benefits and Coverage for 2026. For benefit details and changes effective January 1, 2026, please visit our Employee Benefits Open Enrollment web page.

Health Benefits for Employees & Dependents

An overview of rates, privacy rules, and plan options available to employees

• Am I eligible for benefits? Are my dependents? 

Health Benefits Rates

• Employee Benefit Rates (PDF, 13 KB)
  Monthly costs for employee health benefits in multiple charts at each cost-sharing arrangement while factoring in Wellness Initiatives credits or charges
• Leave Rates (PDF, 11KB)
  A chart detailing current health benefits rates for active employees on leave
• COBRA Rates (PDF, 15 KB) 
  A chart detailing current rates for employees extending benefits by using the Consolidated Omnibus Budget Reconciliation Act (COBRA).

Summary of Benefits and Coverage for 2026

(Effective January 1, 2026)

• Cigna Open Access Plus (OAP) with Preferred Care Management 
• Cigna Open Access Plus (OAP) without Preferred Care Management 
• Cigna Open Access Plus In-Network (OAPIN) with Preferred Care Management 
• Cigna Open Access Plus In-Network (OAPIN) without Preferred Care Management 
• Kaiser Permanente HMO (with prescription)
• Kaiser Permanente HMO (without prescription) 

Summary of Benefits and Coverage for 2025

(Effective January 1, 2025)

• Cigna Open Access Plus (OAP) 
• Cigna Open Access Plus In-Network (OAPIN) 
• Kaiser Permanente HMO (with prescription)
• Kaiser Permanente HMO (without prescription) 

Health Exchange Notification

• Health Insurance Marketplace Coverage Options and Your Health Coverage

Health Information Privacy

• HIPAA Privacy Notice  

Medical

Medical plans overview

Open Access Plus (OAP)

• Cigna OAP

Open Access Plus In-Network (OAPIN) and Health Maintenance Organization (HMO)

• Cigna OAPIN
• Kaiser Permanente HMO

Prescription

Prescription plans  

• CVS/Caremark Prescription Drug (not available to Kaiser Permanente plan participants)
• Kaiser Permanente Prescription Drug (only available to Kaiser Permanente plan participants)

Dental

Dental plans

• CareFirst Dental Preferred Provider Organization (PPO)
• Aetna Dental Maintenance Organization (DMO)

Vision

There is one plan available

• Davis Vision (provided through CareFirst)