Employee and Retiree Service Center → Retirees → Benefits → Wellness Initiatives

Wellness Initiatives for Retirees

Are you not yet eligible for Medicare and covered by an MCPS-provided medical insurance plan through CareFirst, or Kaiser Permanente? If so, you can learn more about your health and reduce your contributions to your health insurance with the Wellness Initiatives program. To take full advantage of these rate reductions, complete a biometric health screening and a health risk assessment yearly, and, if you use tobacco, consider quitting.

If you are a new retiree and are not eligible for Medicare, you must complete a biometric health screening and a health risk assessment as a retiree to receive the incentives and reduce your contribution to your retiree health insurance. Any incentive credited while you were an active employee covered by an employee medical plan WILL NOT carry over to your retiree health plan.

Need more information about the Wellness Initiatives program? Read the Frequently Asked Questions.

Biometric Health Screenings

Complete a biometric health screening of your blood pressure, blood sugar, body mass index, and cholesterol between October 7, 2019 and October 2, 2020—and again each year by the announced deadline. If you do, MCPS will pay 1 percent more of the total cost of your health insurance (medical, prescription, dental, and vision) in 2021—reducing your contribution by 1 percent.* Enrolled in a two-party or family medical plan? Only you—the medical-plan subscriber—needs to complete a screening to earn the incentive. 

Here's how:

Health Risk Assessments

In addition to a biometric health screening, you can save another 1 percent of the total cost of your health insurance by completing your medical insurance plan's online health risk assessment between October 7, 2019 and October 2, 2020—and again each year by the announced deadline.* For two-party and family plans, only the MCPS subscriber needs to complete an assessment to earn the incentive.

Here's how:

Smoker (Tobacco-use) Surcharge

MCPS imposes a 3 percent surcharge to the total health insurance costs of retirees who are not yet eligible for Medicare and are covered by an MCPS-provided medical plan if they or their covered, non-Medicare-eligible spouses smoke or use other forms of tobacco. To avoid this surcharge in 2021, retirees—and their spouses—will need to be tobacco free throughout 2020.

During the fall 2020 Open Enrollment, you will need to attest to your and/or your spouse's 2020 tobacco-use status if—

 

  • you, or you and your spouse, are covered by an MCPS-provided medical plan, AND
  • one or both of you are not yet eligible for Medicare.

 

If you do not attest, or you attest to not being tobacco free throughout the 12 months prior to January 1, 2021, your contribution to your health insurance (medical, prescription, dental, and vision plans) will include the 3 percent surcharge.

By enrolling in and completing the Quit for Good tobacco cessation program, employees and their spouses can avoid paying the 3 percent tobacco-user surcharge or have the surcharge removed and receive a refund of any surcharge already paid. Learn more.

*If you are covered by a prescription, dental, and/or vision plan, but do not carry medical insurance through MCPS, you may complete a biometric health screening, but will NOT be eligible for the 1 percent reduction. You will NOT be able to complete a health risk assessment, however, since they are offered only through the medical plans.