Employee and Retiree Service Center → Retirees → Benefits → 2019 Open Enrollment

Retiree Benefits Open Enrollment:
October 7–November 1, 2019

Retiree Benefits Open Enrollment for the 2020 plan year will begin Monday, October 7, 2019, and will end Friday, November 1, 2019. Open Enrollment is your chance to make changes to your benefits or, in certain cases, to enroll in benefits you have previously dropped. All changes must be submitted by the November 1 deadline. In addition to the information and links on this web page, the 2020 Retiree Benefit Summary and the 2020 Retiree Benefit Rate Schedules, have been mailed to retirees' home addresses.

During Open Enrollment, some retirees must attest online to their and their spouses' 2019 tobacco-use status (details below), even if they are not making changes to their benefits. You will need to take action during this year's Open Enrollment unless you and your spouse are both eligible for Medicare, and you are not making any changes to your benefits.

Benefits Plan Change

In mid-2019, a change to dental and vision plans extended the length of coverage for dependents. Dependents now remain eligible for MCPS-provided dental and vision insurance coverage until the end of the month in which they reach age 24.

Quick Overviews
Open Enrollment Memorandum Provides a short summary of the benefit plan and highlights for 2020 
Your Benefits at a Glance Lists retiree benefit options
Retiring Times Offers information about Open Enrollment, any benefits changes, and tips on submitting changes

Learn More About Your 2019 Retiree Benefits

Detailed Information
2020 Retiree Benefit Summary Provides benefit plan details and is printed and mailed to your home address
2020 Retiree Benefit Rate Schedules Provides monthly costs of benefits in multiple charts that detail the monthly cost of benefits at each cost-sharing arrangement while factoring in Wellness Initiatives credits or charges

Attend an Open Enrollment Benefit Fair

You will have the chance to learn about benefits options and speak with representatives from the Employee and Retiree Service Center and health plans during four benefit fairs:

Date/Time Locations

Tuesday, October 8, 2019
3:00–5:30 p.m.

Sherwood High School
300 Olney-Sandy Spring Road
Sandy Spring, MD 20860

Friday, October 18, 2019
3:00–5:30 p.m.

Carver Educational Services Center
Auditorium (North entrance)
850 Hungerford Drive
Rockville, MD 20850 

Wednesday, October 23, 2019
3:00–5:30 p.m.

John F. Kennedy High School
Auditorium Lobby
1902 Randolph Road
Silver Spring, MD 20902 

Monday, October 28, 2019
3:00–5:30 p.m.

Clarksburg High School
22500 Wims Road
Clarksburg, Maryland 20871 

Take Action During Open Enrollment

Tobacco-use attestation requirement

During Open Enrollment, you must attest to your 2019 tobacco-use status if you are covered by an MCPS-provided medical plan AND are not yet eligible for Medicare. Whether you are Medicare-eligible or not, you will need to attest to your covered spouse’s 2019 tobacco-use status if your spouse is not Medicare-eligible. To attest, visit the Employee and Retiree Service Center's website during Open Enrollment and click on Tobacco Attestation, which you will find under Retirees/Most Requested. Complete and submit the online form. Tobacco users: MCPS will waive the tobacco-user surcharge for 2020 if you complete the Quit for Good tobacco attestation program by the end of 2019. Learn more.

Make changes to your benefits

To make a change to your benefits, you must submit MCPS Form 455-22, Retiree Benefit Plan Enrollment, by Friday, November 1, 2019. Your form must have an original signature or must be signed using an electronic signature provider such as e-Verify. After your change is processed, you will receive a confirmation from ERSC. Confirmations are sent twice weekly during Open Enrollment. Watch for your confirmation and verify that your change was made correctly.

How to Submit Your Enrollment Form

You may submit your form in any one of the following ways:



Helpful Tips



Save your sent e-mail message. This is your receipt that ERSC has received your message.


45 West Gude Drive
Suite 1200
Rockville, Maryland 20850

Be sure to keep a copy for your records.



Fax your forms early. Fax machine volume is heaviest in the final 48 hours of Open Enrollment and you may experience difficulty getting through. Be sure to print a copy of the fax machine's sent fax receipt.