Employee and Retiree Service Center → Retirees → Benefits → 2022 Open Enrollment

Retiree Benefits Open Enrollment:
October 11–November 5, 2021

Retiree Benefits Open Enrollment for the 2022 plan year began Monday, October 11, 2021, and will end Friday, November 5, 2021. Open Enrollment is your chance to make changes to your benefits or, in certain cases, to enroll in benefits you have previously dropped. All changes must be submitted by the November 5 deadline. In addition to the information and links on this web page, the 2022 Retiree Benefit Summary and the 2022 Retiree Benefit Rate Schedules have been mailed to retirees' home addresses.

Benefit Plan Highlights

  • There are no changes to insurance vendors or plans for 2022.

Learn More About Your 2022 Retiree Benefits

Quick Overviews
Open Enrollment Memorandum Provides a short summary of the benefit plan and highlights
Your Benefits at a Glance Lists retiree benefit options
Retiring Times Offers information about Open Enrollment, any benefits changes, and tips on submitting changes
Detailed Information
2022 Retiree Benefit Summary Provides benefit plan details and is printed and mailed to your home address
2022 Retiree Benefit Rate Schedules Provides monthly costs of benefits in multiple charts that detail the monthly cost of benefits at each cost-sharing arrangement while factoring in Wellness Initiatives credits

New This Year: Open Enrollment Virtual Assistance

From October 18–29, ERSC will offer individual assistance virtually. You will be able to register for a 20-minute Zoom session with an ERSC representative. To sign up, do the following:

  1. Open the sign-up screen.
  2. Read the information.
  3. Scroll down to select your preferred time.
  4. Click the small white box in the orange Sign Up button. A checkmark will appear.
  5. Click the blue Submit and Sign Up button at the bottom of the screen.
  6. Provide your name and email address in the spaces provided.
  7. To finish, click the blue Sign Up Now button.
  8. You will receive an email that confirms your appointment and includes a link to your Zoom session.

Open Enrollment Benefit Webinars for Retirees

ERSC will hold online Open Enrollment Benefit Webinars again this year. ERSC staff and representatives from the health plans will be available virtually to answer your benefit questions. Retirees have the option of clicking the webinar link and joining the webinar using their computer microphone and speaker, or calling in using the phone number provided. Dates, times, plan/vendor options, and access information are as follows: 

Dates/Times Benefit Options/Vendors Access Information

Monday, October 11
4:00–6:00 p.m.

CareFirst Indemnity/Medicare Supplement, POS, and HMO medical plans

Zoom Meeting Recording
Passcode: !Wmp77WD

Tuesday, October 12
4:00–6:00 p.m.

Kaiser Permanente HMO medical and prescription plans for Medicare Advantage and non-Medicare-eligible retirees

Zoom Meeting Recording
Passcode: x4i$Q$uc

Wednesday, October 13
4:00–6:00 p.m.

CareFirst Dental PPO & Aetna DMO 

Zoom Meeting Recording
Passcode: kah68=yD

Thursday, October 14
4:00–6:00 p.m.

CVS/Caremark and SilverScript prescription drug plans


Zoom Meeting Recording
Passcode not needed

*Base benefit rates are the rates a retiree will pay for MCPS-provided health benefits if non-Medicare-eligible retirees/dependents did not participate in the Wellness Initiatives program; i.e., did not complete a health risk assessment or a biometric health screening (or Biometrics Incentive Alternative training) by the posted deadlines.

Take Action During Open Enrollment

Make changes to your benefits

To make a change to your benefits, you must submit MCPS Form 455-22, Retiree Benefit Plan Enrollment, by Friday, November 5, 2021. Your form must have an original signature or must be signed using an electronic signature provider such as e-Verify. After your change is processed, you will receive a confirmation from ERSC. Confirmations are sent twice weekly during Open Enrollment. Watch for your confirmation and verify that your change was made correctly.

How to Submit Your Enrollment Form

You may submit your form in any one of the following ways:



Helpful Tips



Save your sent email message. This is your receipt that ERSC has received your message.


45 West Gude Drive
Suite 1200
Rockville, Maryland 20850

Be sure to keep a copy for your records.



Fax your forms early. Fax machine volume is heaviest in the final 48 hours of Open Enrollment and you may experience difficulty getting through. Be sure to print a copy of the fax machine's sent fax receipt.