Employee and Retiree Service Center → Retirees → Benefits → 2019 Open Enrollment

Retiree Benefits Open Enrollment:
October 8–November 2, 2018

Retiree Benefits Open Enrollment for the 2019 plan year began Monday, October 8, 2018 and will end Friday, November 2, 2018. Open Enrollment is your chance to make changes to your benefits or, in certain cases, to enroll in benefits you have previously dropped. All changes must be submitted by the November 2 deadline. In addition to the information and links on this web page, the 2019 Retiree Benefit Summary and the 2019 Retiree Benefit Rate Schedules, have been mailed to retirees' home addresses.

During Open Enrollment, certain retirees must attest online to their and their spouses' 2018 tobacco-use status (details below), even if they are not making changes to their benefits. You will need to take action during this year's Open Enrollment unless you and your spouse are both eligible for Medicare, and you are not making any changes to your benefits.

Highlights for 2019

MetLife will be the life insurance vendor for MCPS retirees, effective January 1, 2019. There are no changes to MCPS-offered medical, prescription, dental, or vision plans for 2019.

Quick Overviews
Open Enrollment Memorandum Provides a short summary of changes to the benefit plan and highlights of your 2019 benefit 
Your Benefits at a Glance Lists retiree benefit options
Retiring Times Offers information about Open Enrollment, benefits changes, and tips on submitting changes

Learn More About Your 2019 Retiree Benefits

Detailed Information
2019 Retiree Benefit Summary Provides benefit plan details and is printed and mailed to your home address
2019 Retiree Benefit Rate Schedules Provides monthly costs of benefits in multiple charts that detail the monthly cost of benefits at each cost-sharing arrangement while factoring in Wellness Initiatives credits or charges

Attend an Open Enrollment Benefit Fair

You will have the chance to learn about benefits options and speak with representatives from the Employee and Retiree Service Center and health plans during four benefit fairs:



Tuesday, October 9, 2018
3:00–5:30 p.m. 

Sherwood High School
300 Olney-Sandy Spring Road
Sandy Spring, MD 20860 

Monday, October 15, 2018
3:00–5:30 p.m. 

Carver Educational Services Center
Auditorium (North entrance)
850 Hungerford Drive
Rockville, MD 20850 

Thursday, October 25, 2018
3:30–5:30 p.m. 

Northwest High School
13501 Richter Farm Road
Germantown, MD 20874 

Thursday, November 1, 2018
3:00–5:30 p.m. 

John F. Kennedy High School
Auditorium Lobby
1901 Randolph Road
Silver Spring, MD 20902

Take Action During Open Enrollment

Tobacco-use attestation requirement

During Open Enrollment, you must attest to your 2018 tobacco-use status if you are covered by an MCPS-provided medical plan AND are not yet eligible for Medicare. Whether you are Medicare-eligible or not, you will need to attest to your covered spouse’s 2018 tobacco-use status if your spouse is not Medicare-eligible. To attest, visit the Employee and Retiree Service Center's website during Open Enrollment and click on Tobacco Attestation, which you will find under Retirees/Most Requested. Complete and submit the online form. Tobacco users: MCPS will waive the tobacco-user surcharge for 2019 if you complete the Quit for Good tobacco attestation program by the end of 2018. Learn more.

Make changes to your benefits

To make a change to your benefits, you must submit MCPS Form 455-22, Retiree Benefit Plan Enrollment, by Friday, November 2, 2018. Your form must have an original signature or must be signed using an electronic signature provider such as e-Verify. After your change is processed, you will receive a confirmation from ERSC. Confirmations are sent twice weekly during Open Enrollment. Watch for your confirmation and verify that your change was made correctly.

How to Submit Your Enrollment Form

You may submit your form in any one of the following ways:



Helpful Tips



Save your sent e-mail message. This is your receipt that ERSC has received your message.


45 West Gude Drive
Suite 1200
Rockville, Maryland 20850

Be sure to keep a copy for your records.



Fax your forms early. Fax machine volume is heaviest in the final 48 hours of Open Enrollment and you may experience difficulty getting through. Be sure to print a copy of the fax machine's sent fax receipt.