Employee and Retiree Service Center → Retirees → Benefits → 2021 Open Enrollment

Retiree Benefits Open Enrollment:
October 12–November 6, 2020

Retiree Benefits Open Enrollment for the 2021 plan year will begin Monday, October 12, 2020, and will end Friday, November 6, 2020. Open Enrollment is your chance to make changes to your benefits or, in certain cases, to enroll in benefits you have previously dropped. All changes must be submitted by the November 6 deadline. In addition to the information and links on this web page, the 2021 Retiree Benefit Summary and the 2021 Retiree Benefit Rate Schedules, have been mailed to retirees' home addresses.

Benefit Plan Highlights for 2021

  • The tobacco-use surcharge and attestation have been discontinued.
  • There are no changes to MCPS-offered medical, prescription, dental, or vision plans for 2021.

Learn More About Your 2021 Retiree Benefits

Quick Overviews
Open Enrollment Memorandum Provides a short summary of the benefit plan and highlights
Your Benefits at a Glance Lists retiree benefit options
Retiring Times Offers information about Open Enrollment, any benefits changes, and tips on submitting changes
Detailed Information
2021 Retiree Benefit Summary Provides benefit plan details and is printed and mailed to your home address
2021 Retiree Benefit Rate Schedules Provides monthly costs of benefits in multiple charts that detail the monthly cost of benefits at each cost-sharing arrangement while factoring in Wellness Initiatives credits

Open Enrollment Benefit Webinars for Retirees

Due to the COVID-19 pandemic, ERSC will hold online Open Enrollment Benefit Webinars this year. ERSC staff and representatives from the health plans will be available virtually to answer your benefit questions. Retirees have the option of clicking the webinar link and joining the webinar using their computer microphone and speaker, or calling in using the phone number provided. Individuals needing ADA accommodation may email Heather Dublinske for assistance. Dates, times, plan/vendor options, and access information are as follows:

Dates/Times Benefit Options/Vendors Access Information

Monday, October 12
3:00–5:00 p.m.

CareFirst Indemnity, POS, and HMO medical plans for non-Medicare-eligible retirees

  • Webinar link OR
  • Call-in number:1-650-479-3208 
    • Meeting number or passcode: 1715007622 and press #
    • Attendee ID: Simply press #

Tuesday, October 13
3:00–5:00 p.m.

Kaiser Permanente HMO medical and prescription plans for Medicare Advantage and non-Medicare-eligible retirees

  • Webinar link OR
  • Call-in number:1-650-479-3208 
    • Meeting number or passcode: 1718020080 and press # 
    • Attendee ID: Simply press #

Wednesday, October 14
3:00–5:00 p.m.

CareFirst Dental PPO & Aetna DMO 

  • Webinar link OR
  • Call-in number: 1-650-479-3208
    • Meeting number or passcode: 1710424397 and press #
    • Attendee ID: Simply press #

Thursday, October 15
3:00–5:00 p.m.

CVS/Caremark and SilverScript prescription drug plans


  • Webinar link OR
  • Call-in number: 1-650-479-3208
    • Meeting number or passcode: 1718344769 and press #
    • Attendee ID: Simply press #

Take Action During Open Enrollment

Make changes to your benefits

To make a change to your benefits, you must submit MCPS Form 455-22, Retiree Benefit Plan Enrollment, by Friday, November 6, 2020. Your form must have an original signature or must be signed using an electronic signature provider such as e-Verify. After your change is processed, you will receive a confirmation from ERSC. Confirmations are sent twice weekly during Open Enrollment. Watch for your confirmation and verify that your change was made correctly.

How to Submit Your Enrollment Form

You may submit your form in any one of the following ways:



Helpful Tips



Save your sent email message. This is your receipt that ERSC has received your message.


45 West Gude Drive
Suite 1200
Rockville, Maryland 20850

Be sure to keep a copy for your records.



Fax your forms early. Fax machine volume is heaviest in the final 48 hours of Open Enrollment and you may experience difficulty getting through. Be sure to print a copy of the fax machine's sent fax receipt.