Employee Benefits Open Enrollment for the 2026 plan year began Monday, October 6, 2025. Open Enrollment is your chance to review your benefit options, enroll in benefits, make changes to your existing benefits, and elect your 2025 flexible spending account(s) (FSAs). Open Enrollment is held entirely online via MCPS Hub+. All changes made during Open Enrollment are effective January 1, 2026. Keep reading to learn more about your benefit options and for instructions on making changes to your benefits.
2026 Open Enrollment Memorandum
2026 Employee Benefit Summary: Contains a detailed summary of all benefits options effective January 1, 2026.
2026 Health Plan Rates: Informs you of the monthly cost to employees of all health plans, factoring in Wellness Initiatives credits or charges, effective January 1, 2026. Note: If you are a new hire enrolling in benefits for the first time during Open Enrollment, the benefit rates you will see in MCPS Hub+ will be for the next calendar year (2026) rather than for the remainder of the current calendar year (2025). See 2025 rates.
2026 Leave Health Plan Rates: Informs you of the cost of all health plans for employees currently on leave, effective January 1, 2026.
Wellness Initiatives program: Provides incentives to help you reduce your health insurance costs. This link takes you to a page with information about the program so you will be ready to take advantage of the rate reductions for 2026.
Flexible Spending Accounts (FSAs): Help you save money on medical expenses and dependent care. This link takes you to a page with information and additional links to help you learn more about FSAs.
ERSC is holding in-person and virtual Town Hall meetings during Open Enrollment to answer questions about Cigna’s Preferred Care Management process. The Town Halls are being held as follows:
Dates and Times |
Locations |
Friday, October 3, 2025 |
Patapsco/Pocomoke Room, Suite 325 Join the meeting |
Wednesday, October 8, 2025 |
Maple Room Join the meeting |
Monday, October 13, 2025 |
Seneca Valley High School Cafeteria |
Tuesday, October 14, 2025 |
Maple Room Join the meeting |
Wednesday, October 22, 2025 |
Maple Room Join the meeting |
Thursday, October 23, 2025 |
Montgomery Blair High School Cafeteria |
Open Enrollment Virtual Assistance
From October 6–31, ERSC is offering individual assistance virtually. You can register for a 15-minute Microsoft Teams session with an ERSC representative. To sign up, do the following:
ERSC will hold three in-person Open Enrollment Benefit Fairs this year. ERSC staff and representatives from the medical, dental, vision, prescription, and FSA plans will be available in-person to answer your benefit questions. The Benefit Fairs will be held as follows:
Benefit Fairs Dates/Times |
Locations |
Thursday, October 16, 2025 |
Patapsco/Pocomoke Rooms |
Wednesday, October 22, 2025 |
Clarksburg High School |
Wednesday, October 29, 2025 |
John F. Kennedy High School |
To enroll in or change your benefits for Fiscal Year 2026, log in to Hub+, and follow these detailed Open Enrollment instructions from the Benefits Employee User Guide. After submitting your benefits plan selections, you will receive a printable confirmation message.
During Open Enrollment, ERSC staff members are available to assist you Monday–Friday. Due to high call volume during this time, you are encouraged to attend one of the health fairs mentioned above. You also may contact ERSC in one of the following ways, listed in recommended order:
Monday, Tuesday, Thursday, Friday—8:00 a.m.–12:45 p.m. and 2:00–4:30 p.m.
Wednesday—10:00 a.m.–12:45 p.m. and 2:00–4:30 p.m.
Monday, Tuesday, Thursday, Friday—8:00 a.m.–12:45 p.m. and 2:00–4:15 p.m.
Wednesday—10:00 a.m.–12:45 p.m. and 2:00–4:15 p.m.