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Employee and Retiree Service Center → Retirees → Benefits for MCPS Retirees → Health Benefits → Medical Plans → Cigna Medical Insurance 

Information on this page is valid through December 31, 2017. For benefit details and changes effective January 1, 2018, please visit our 2018 Retiree Benefits web page.

Cigna Medical Insurance

Plans offered

Cigna Open Access Plus—Open (POS) Plan

The Open POS is an open access plan that allows you to see any in-network physician or specialist without a referral. You must select a Primary Care Physician (PCP) who will direct your care.

Cigna Open Access Plus—Closed (POS) Plan

This option is only open to retirees and dependents not yet eligible for Medicare who were retired on or after December 31, 1999, and who were eligible to participate in the Closed POS plan as an active employee hired before January 1, 1994. 

Cigna Open Access Plus In Network (HMO)

Cigna Open Access Plus In Network (HMO) is an individual practice HMO where you select a PCP from a list of participating doctors. Your PCP will provide medical care and may refer you to network specialists, as necessary. However, referrals are not necessary to see an in-network specialist.

Cigna Indemnity Plan for Retirees Not Eligible for Medicare

MCPS offers this traditional fee-for-service indemnity plan option, administered by Cigna, for current plan participants and retirees who move out of the local service area. The plan has a Preferred Provider Option (PPO) feature that allows retirees to receive discounts when you seek care from a participating provider. The benefits are similar to those provided under the out-of-network feature of the Closed POS plan.

Contact Cigna

Cigna Open Access Plus Plans (POS) 
Tel: 855-213-3848

Cigna Open Access Plus In Network (HMO) 
Tel: 855-213-3848

Cigna Indemnity Plan

Tel: 855-213-3848


Provider Directories

Montgomery County Public Schools

Contact MCPS

Call: 301-309-6277 | Spanish Hotline: 301-230-3073

Contact Employee & Retiree Services Center

Call: 301-517-8100 | E-mail:

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