Policies and Regulations → Section E → EI → Insurance Management
Last revised: August 24, 2015
To provide information concerning insurance available to students through Montgomery County Public Schools (MCPS) and to establish procedures for distributing enrollment information and filing a claim for an injury.
The Montgomery County Board of Education approves an insurance carrier to make available a program of optional student accident insurance. In recent years a choice of student accident plans has been made available, i.e., a choice between the regular school time plan or a 24 hour a day plan. Both plans are excess plans which only will pay after all other insurance coverage is exhausted. The maximum limit is $25,000 per accident. Parents/guardians are advised to examine other health insurance coverage they may have in relation to this policy prior to purchase. The option to purchase a separate insurance plan is made available by MCPS specifically to cover interscholastic tackle football players because of the exclusion of this activity from the regular student accident insurance.