Employee and Retiree Service Center → Retirees → Benefits → Wellness Initiatives
Wellness Initiatives for Retirees
Are you not yet eligible for Medicare and covered by an MCPS-provided medical insurance plan through CareFirst, Cigna, or Kaiser Permanente? If so, you can learn more about your health and, beginning in 2017, reduce your contributions to your health insurance with the Wellness Initiatives program. To take full advantage of these rate reductions, complete a biometric health screening and a health risk assessment yearly, and, if you use tobacco, consider quitting.
Need more information about the Wellness Initiatives program? Read the spring 2016 issue of Retiring Times and Frequently Asked Questions.
Biometric Health Screenings
Complete a biometric health screening of your blood pressure, blood sugar, body mass index, and cholesterol between October 9, 2017 and October 5, 2018—and again each year by the announced deadline. If you do, MCPS will pay 1 percent more of the total cost of your health insurance (medical, prescription, dental, and vision) in 2019—reducing your contribution by 1 percent.* Enrolled in a two-party or family medical plan? Only you—the medical-plan subscriber—needs to complete a screening to earn the incentive.
- Sign up for a Well Aware health screening associated with your medical insurance plan. You must have a confirmed appointment to participate in the screening.
- Visit your primary care physician for your annual physical.
- To maintain the rate reduction, complete a biometric health screening each year within the announced timeframe.
Health Risk Assessments
In addition to a biometric health screening, you can save another 1 percent of the total cost of your health insurance by completing your medical insurance plan's online health risk assessment between October 9, 2017 and October 5, 2018—and again each year by the announced deadline.* For two-party and family plans, only the MCPS subscriber needs to complete an assessment to earn the incentive.
- Visit your medical insurance plan’s web page (CareFirst, Cigna, or Kaiser Permanente).
- Log in to your password-protected account. (You may need to create an account first.)
- Follow the onscreen instructions.
- To maintain the rate reduction, complete the health risk assessment in its entirety each year within the announced timeframe.
Smoker (Tobacco-use) Surcharge
MCPS imposes a 3 percent surcharge to the total health insurance costs of retired, non-Medicare-eligible, MCPS-provided medical plan subscribers who smoke or use other forms of tobacco. To avoid this surcharge in 2018, retirees—and their spouses if married—will need to be tobacco free throughout 2017.
During the fall 2017 Open Enrollment, retirees who are not yet Medicare-eligible and are covered by an MCPS medical insurance plan will need to attest as to whether or not they will be tobacco free throughout 2017. If you do not attest, or you attest to not being tobacco free throughout the 12 months prior to January 1, 2018, your contribution to your health insurance (medical, prescription, dental, and vision plans) will include the 3 percent surcharge.
By enrolling in and completing the Quit for Good tobacco cessation program, employees and their spouses can avoid paying the 3 percent tobacco-user surcharge or have the surcharge removed and receive a refund of any surcharge already paid. Learn more.
*If you are covered by a prescription, dental, and/or vision plan, but do not carry medical insurance through MCPS, you may complete a biometric health screening, but will NOT be eligible for the 1 percent reduction. You will NOT be able to complete a health risk assessment, however, since they are offered only through the medical plans.