Employee and Retiree Service Center → Retirees → Benefits → Wellness Initiatives
Wellness Initiatives for Retirees
Are you not yet eligible for Medicare and covered by an MCPS-provided medical insurance plan through CareFirst, Cigna, or Kaiser Permanente? If so, you can learn more about your health and, beginning in 2017, reduce your contributions to your health insurance with the Wellness Initiatives program. To take full advantage of these rate reductions, complete a biometric health screening and a health risk assessment yearly, and, if you use tobacco, consider quitting.
Need more information about the Wellness Initiatives program? Read the spring 2016 issue of Retiring Times and Frequently Asked Questions.
Biometric Health Screenings
Complete a biometric health screening of your blood pressure, blood sugar, body mass index, and cholesterol between October 10, 2016 and October 6, 2017—and again each year by the announced deadline. If you do, MCPS will pay 1 percent more of the total cost of your health insurance (medical, prescription, dental, and vision) in 2018—reducing your contribution by 1 percent.* Enrolled in a two-party or family medical plan? Only you—the medical-plan subscriber—needs to complete a screening to earn the incentive.
- Sign up for a Well Aware health screening associated with your medical insurance plan. You must have a confirmed appointment to participate in the screening.
- Visit your primary care physician for your annual physical.
- CareFirst medical plan members must have their physicians complete and sign a CareFirst physician form. The form is being revised and should be posted on this web page in late October 2016. In the meantime, send your name and e-mail address to Lisa Cooperstein, MCPS wellness coordinator. She will send you access to the form as soon as it is available.
- Cigna plan members do NOT need to complete a form. This plan verifies biometric health screenings and annual physical information automatically. Make sure that your doctor visit is being billed as an annual physical and not a sick or diagnostic visit.
- Kaiser Permanente plan members MUST visit the Kaiser Permanente incentive portal to confirm their participation in the Wellness Initiatives program and determine if they must meet any additional requirements. Learn more.
- To maintain the rate reduction, complete a biometric health screening each year within the announced timeframe.
Health Risk Assessments
In addition to a biometric health screening, you can save another 1 percent of the total cost of your health insurance by completing your medical insurance plan's online health risk assessment between October 10, 2016 and October 6, 2017—and again each year by the announced deadline.* For two-party and family plans, only the MCPS subscriber needs to complete an assessment to earn the incentive.
- Visit your medical insurance plan’s web page (CareFirst, Cigna, or Kaiser Permanente).
- Log in to your password-protected account. (You may need to create an account first.)
- Follow the onscreen instructions.
- You will be asked for your blood pressure and cholesterol levels. You may wish to complete your biometric health screening prior to the health risk assessment so you will have those numbers. Although entering your biometric health screening information is not mandatory to receive the incentive, entering this information will give you a better picture of your current health status.
- CareFirst members, access your health risk assessment from the CareFirst web page. After logging in, look for a link to the assessment under Quick Links.
- Cigna members, see instructions for completing the Cigna health risk assessment.
- Kaiser Permanente members must visit the Kaiser Permanente incentive portal to confirm their participation in the Wellness Initiatives program and determine if they must meet any additional requirements.
- To maintain the rate reduction, complete the health risk assessment in its entirety each year within the announced timeframe.
Smoker (Tobacco-use) Surcharge
MCPS imposes a 3 percent surcharge to the total health insurance costs of retired, non-Medicare-eligible, MCPS-provided medical plan subscribers who smoke or use other forms of tobacco. To avoid this surcharge in 2018, retirees—and their spouses if married—will need to be tobacco free throughout 2017.
During the fall 2017 Open Enrollment, retirees who are not yet Medicare-eligible and are covered by an MCPS medical insurance plan will need to attest as to whether or not they will be tobacco free throughout 2017. If you do not attest, or you attest to not being tobacco free throughout the 12 months prior to January 1, 2018, your contribution to your health insurance (medical, prescription, dental, and vision plans) will include the 3 percent surcharge.
*If you are covered by a prescription, dental, and/or vision plan, but do not carry medical insurance through MCPS, you may complete a biometric health screening, but will NOT be eligible for the 1 percent reduction. You will NOT be able to complete a health risk assessment, however, since they are offered only through the medical plans.