Employee and Retiree Service Center → Retirees → Benefits for MCPS Retirees → Health Benefits → Medical Plans → UnitedHealthcare Medical Insurance
UnitedHealthcare Medical Insurance
Plans offered
UnitedHealthcare Select Plus—Open POS Plan
The Open POS is an open access plan that allows you to see any in-network physician or specialist without a referral. You must select a Primary Care Physician (PCP) who will direct your care.
UnitedHealthcare Select Plus—Closed POS Plan
This option is only open to retirees and dependents not yet eligible for Medicare who were retired on or after December 31, 1999, and who were eligible to participate in the Closed POS plan as an active employee hired before January 1, 1994.
UnitedHealthcare Select HMO
UnitedHealthcare Select HMO is an individual practice HMO where you select a PCP from a list of participating doctors. Your PCP will provide medical care and may refer you to network specialists, as necessary. However, referrals are not necessary to see an in-network specialist.
UnitedHealthcare Indemnity Plan for Retirees Not Eligible for Medicare
MCPS offers a traditional fee-for-service indemnity plan option, administered by UnitedHealthcare, for current plan participants and retirees who move out of the local service area. The plan has a Preferred Provider Option (PPO) feature that allows retirees to receive discounts when you seek care from a participating provider. The benefits are similar to those provided under the out-of-network feature of the Closed POS plan.
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