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Employee and Retiree Service Center → Retirees → Benefits for MCPS Retirees → Health Benefits → Medical Plans → CareFirst Blue Choice 

CareFirst BlueChoice Medical Insurance

Plans offered

CareFirst BlueChoice Advantage POS

This plan offers in- and out-of-network benefits and access to either local or national provider networks.

CareFirst BlueChoice HMO

Your primary care physician (PCP) will provide medical care and may refer you to a network specialist, as necessary. However, the plan is an open access plan, and referrals are not necessary to see an in-network specialist.

CareFirst BlueChoice Advantage Indemnity/Medicare Supplemental Plan (fee-for-service plan)

MCPS offers this traditional fee-for-service indemnity plan option, administered by CareFirst, for current plan participants and retirees who move out of the local service area. The plan has a Preferred Provider Option (PPO) feature that allows retirees to receive discounts when you seek care from a participating provider. The benefits are similar to those provided under the out-of-network feature of the Closed POS plan.

  • More information about this plan is available in the Retiree Benefit Summary (PDF) and the Evidence of Coverage (PDF)

Contact CareFirst

CareFirst BlueChoice
Tel: 1-800-545-6199
Hours: 8am–9pm (EST), M–F 

Provider Directories

Montgomery County Public Schools

Contact MCPS

Call: 301-309-6277 | Spanish Hotline: 301-230-3073

Contact Employee & Retiree Services Center

Call: 301-517-8100 | E-mail:

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